FAQ

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Lease purchase goes by many names such as 'rent to own' and 'lease with an option to purchase'. The definition is: A Lease Purchase is a Rental (or Lease) and a Purchase Agreement combined (and sometimes split) with the ability or right to purchase or control specific terms of an agreement while the realestate home is being rented. Lease Purchases are also known as 'rent to owns' or 'lease option agreements'.

Seller financing can be any amount of time that the parties agree to and typically is meant to give you time to get your credit in order so you can qualify for a bank loan. Generally owners give you at least five years to get everything straightened out and refinance with a traditional bank loan.

Seller Financing is when you buy a home and get your loan from the seller instead of from a bank. Once you buy the home, instead of making your monthly payment to the bank, you make your monthly payment to the seller. Seller Financing typically occurs when you want to buy a home but cannot qualify for a bank loan. The concept is the same as if you were getting a bank loan, but with seller financing the process is much quicker, and the qualifying is much easier.

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In order for an ad to be approved the owner of the listing must offer some sort of creative scenario such as lease purchase,owner financing etc.. Of course if you do qualify via your financial institution and see a property you like you would simply go the conventional route.

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